Client Risk Assessment Guide

An in-depth reference covering the full risk assessment process for newly onboarded clients: all 8 risk factors, the weighted scoring matrix, due diligence requirements, and step-by-step SOPs.

Risk Assessment Guide

Word document (.docx) with risk matrix, scoring formula, and SOPs

This guide covers:

  • Regulatory framework (FIC Act, RMCP, Section 21/21B/21F)
  • All 8 risk factors with full Low/Medium/High guidance criteria tables
  • The weighted scoring methodology with the exact calculation formula
  • Risk rating thresholds (0-35 Low, 36-65 Medium, 66-100 High)
  • Red flag boosts (adverse media +15, sanctions +25, complex ownership +10)
  • Three worked scoring examples
  • Due diligence levels (SDD/CDD/EDD) and document requirements by client type
  • Next review schedule and risk mitigation measures
  • Complete step-by-step SOP for new client risk assessment